Retirement Plan Consultants and Planning

A retirement plan consultant provides guidance on preparing for retirement, managing accumulated assets, and making informed decisions about retirement income. For employers, consulting may include 401(k) plan structure, investment options, management, and employee education. Lewis & Associates Capital Advisors, LLC provides personalized fiduciary guidance for individuals, families, business owners, and organizations.

Retirement planning may include identifying objectives, developing strategic and tactical asset allocation plans, managing and monitoring investments, measuring performance, managing risk, and reviewing recommendations as circumstances change. It can also involve evaluating retirement income strategies, workplace retirement plans, and other financial resources within a broader investment plan.

Yes. The firm offers 401(k) planning and corporate retirement plan services for businesses. Advisory guidance can address plan structure, investment options, management, employee retirement savings goals, plan design, fiduciary guidance, employee education, and investment oversight.

Yes. Small business retirement plan solutions are designed to help owners establish and manage retirement benefits for themselves and their employees. Services may include plan design, fiduciary guidance, employee education, and investment oversight, with recommendations shaped around the business’s objectives and workforce.

The service catalog states that advisory clients are charged a monthly fee for assets under management. Specific pricing is not provided for every service, so the applicable fee structure should be discussed directly with the advisor. Insurance products may pay a commission, which can create a compensation conflict that should be considered.

Annuities may be considered as one retirement income planning option after reviewing the client’s broader portfolio and objectives. Lewis & Associates Capital Advisors, LLC evaluates whether an annuity is appropriate within the overall strategy rather than treating it as a standalone solution. Insurance products pay a commission, which may affect compensation.

Yes. Asset management services may include determining objectives, creating allocation plans, building portfolios, managing and monitoring investments, measuring performance, managing risk, and recommending revisions. The firm may use individual securities and ongoing portfolio oversight as part of a personalized investment strategy.

The firm has offices in Holly Springs and Raleigh and serves clients throughout North Carolina. Listed service areas include Cary, Holly Springs, Raleigh, Fuquay Varina, Apex, Charlotte, Wake Forest, Chapel Hill, and Pinehurst, North Carolina. Contact the firm to discuss whether advisory services are available for your situation.