Fee-Based Financial Planner Costs

There is no universal fee that fits every advisory relationship. Costs can reflect the services provided, the level of portfolio management, and whether fees are based on assets under management. Lewis & Associates Capital Advisors, LLC states that advisory clients are charged a monthly fee for assets under management. Ask what the fee covers, how often it is charged, and whether other compensation may apply.

Fee-based planner costs may be structured around assets under management, a recurring advisory arrangement, or another clearly disclosed method. For Lewis & Associates Capital Advisors, LLC, the service catalog states that advisory clients pay a monthly fee for assets under management. A prospective client should request the specific pricing applicable to their situation and review which planning and investment services are included.

Services may include investment planning, portfolio construction, monitoring, performance measurement, risk management, and recommendations as circumstances change. Lewis & Associates Capital Advisors, LLC also provides guidance involving retirement planning, individual securities, and corporate retirement plans. The exact scope depends on the selected service, so ask for a clear explanation of deliverables before entering an advisory relationship.

The firm describes itself as a fiduciary advisory firm, and its company information states that its competitive advantage includes a fiduciary obligation to act in clients’ best interests. Its investment advisory services are offered through Lewis and Associates Capital Advisors, LLC, a Registered Investment Advisor. The stated fiduciary duty extends to investment advisory advice, not necessarily to other activities.

The firm promotes commission-free investment wealth and fiduciary services, while its disclosures state that insurance products pay a commission. That distinction matters when comparing total compensation. Ask which recommendations are investment advisory services, which products may involve commissions, and how potential compensation could create a conflict of interest.

Yes. The firm offers investment planning, asset management, annuity planning, and corporate retirement plan services. Its planning approach can address portfolio management, retirement income considerations, and ongoing adjustments as goals change. Individuals should discuss their objectives, existing accounts, risk concerns, and the specific advisory services available before deciding whether the relationship is appropriate.

Yes. The Individual Securities Advisory service focuses on individual securities, including stocks and bonds, rather than only cookie-cutter model portfolios. The described process includes research-driven positioning, sector rotation, macro-aware analysis, technical overlays, block order execution, and trading discipline. All investments involve risk, including the possible loss of principal, and no strategy guarantees a particular result.

The firm lists service areas across North Carolina, including Cary, Holly Springs, Raleigh, Fuquay Varina, Apex, Charlotte, Wake Forest, Chapel Hill, and Pinehurst. It lists offices in Holly Springs and Raleigh. Availability and meeting arrangements can vary by service, so prospective clients should confirm whether their location and planning needs can be accommodated.