Financial Advisor Services for Settlement

Begin by protecting the settlement while clarifying your immediate and long-term priorities. Consider liquidity needs, taxes, debt, major purchases, income requirements, and how much investment risk is appropriate. Avoid making rushed investment decisions before understanding the full financial picture. A fiduciary advisor can help evaluate these considerations and develop a strategy aligned with your circumstances and goals.

The right approach depends on your objectives, time horizon, liquidity needs, risk tolerance, tax considerations, and other assets. Settlement proceeds may be managed through a diversified strategy, individual stocks and bonds, or other suitable investments after your circumstances are reviewed. Lewis & Associates Capital Advisors provides personalized investment planning rather than placing clients into a standard model portfolio.

There is no universal answer. The decision should consider your need for accessible cash, investment goals, market risk, tax circumstances, and comfort with investing a lump sum. An advisor can compare possible approaches and explain their tradeoffs before action is taken. The important step is coordinating the settlement with your broader financial plan instead of treating it in isolation.

Yes. A financial advisor can help organize settlement proceeds around liquidity, investment management, risk, income, and longer-term objectives. Lewis & Associates Capital Advisors offers investment planning, asset management, and individual securities advisory services. Advisory recommendations are provided through Lewis and Associates Capital Advisors, LLC, a Registered Investment Advisor, and investment strategies involve risk, including possible loss of principal.

Relevant services may include investment planning, asset management, and advisory management of individual stocks and bonds. Investment planning addresses the overall strategy, while asset management includes portfolio construction, monitoring, performance measurement, risk management, and recommendations for revisions. Individual securities advisory focuses on research-driven positioning and disciplined management of specific stock and bond holdings.

The service catalog states that advisory clients are charged a monthly fee for assets under management. Specific pricing is not provided for every service, so the applicable arrangement should be explained during the advisory discussion. The firm also notes that insurance products pay a commission, which may create a compensation conflict regarding those products.

Lewis & Associates Capital Advisors, LLC describes its services as fiduciary investment advice and is identified in company information as a Registered investment adviser in North Carolina. The firm states that its fiduciary duty extends solely to investment advisory advice and does not extend to other activities such as insurance or broker-dealer services.

Company information lists service areas including North Carolina, Cary, Holly Springs, Raleigh, Fuquay Varina, Apex, Charlotte, Wake Forest, Chapel Hill, and Pinehurst. The firm has offices in Holly Springs and Raleigh. Prospective clients can contact the advisor to discuss availability, the advisory relationship, and whether the firm’s services are appropriate for their situation.